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Security report for acpm.cz

Asociace českých pojišťovacích makléřů · Finance · Czech Republic

Medium risk. 5 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

Asociace českých pojišťovacích makléřů (AČPM) is a professional association representing insurance brokers in the Czech Republic. Founded in 1998, it serves as a respected organization advocating for its members' interests, promoting ethical standards, and enhancing the professionalism of insurance brokerage within the domestic and international insurance markets. The association provides services including member registration, education, market representation, and organizes industry events such as webinars and awards. The website is primarily in Czech and targets insurance brokers and related stakeholders in the Czech insurance market. Technically, the website employs a modern tech stack including jQuery, TinyMCE, Slick Carousel, and cookie consent management scripts. It uses the Nette Framework for backend form validation and provides a responsive design with good mobile optimization. External integrations include Facebook SDK and trusted partner domains. Performance is moderate with room for improvement in SEO and accessibility. From a security perspective, the site uses HTTPS and has implemented a cookie consent mechanism, but lacks visible HTTP security headers such as CSP or HSTS. No privacy policy or terms of service pages were found, which is a compliance gap. The WHOIS data for the domain is unavailable, which reduces trust in domain legitimacy, though the website content and business presence suggest a legitimate entity. No WAF or blocking mechanisms were detected. Overall, the site is professional and trustworthy in content and design but would benefit from enhanced security headers, visible privacy and terms policies, and domain registration transparency to improve compliance and trustworthiness.

Scanned

This is an earlier scan of acpm.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
55/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • High

      No DMARC record found

      DMARC provides email authentication and reporting

      What to do: Add DMARC record: "v=DMARC1; p=none; rua=mailto:dmarc@yourdomain.com"

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching acpm.cz

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
60
Email security
65
DNS health
85
Network security
40
GDPR outside view
55
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

AČPM holds a strong market position as a niche professional association within the Czech insurance brokerage sector. Its competitive advantage lies in its long-standing membership in the European federation BIPAR and its role as an organizer of industry-recognized events like the 'Pojišťovna roku' award. The business model focuses on membership services, advocacy, education, and market representation rather than direct commercial sales. The target customers are insurance brokers and firms operating in the Czech Republic. The partnership ecosystem includes media partners and European federations, enhancing its credibility and reach. Growth indicators include active event organization and digital presence. The association operates as a small-sized entity with a focused sector presence.

Security posture

The current security posture is moderate. The website enforces HTTPS and uses cookie consent mechanisms, indicating awareness of privacy and security requirements. However, the absence of key HTTP security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces protection against common web attacks. No explicit vulnerability disclosure or incident response information is provided, which limits transparency and readiness. The login form uses client-side validation but lacks visible advanced security controls. The missing privacy policy and terms of service pages represent compliance gaps, especially under GDPR. The lack of WHOIS data further reduces domain trust. Overall, the site should improve security headers, publish privacy and security policies, and establish vulnerability disclosure channels.

Recommendations

  1. Implement comprehensive HTTP security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to enhance web security.
  2. Publish clear and accessible privacy policy and terms of service pages to improve compliance with GDPR and user trust.
  3. Establish a security.txt file and vulnerability disclosure process to facilitate responsible reporting and incident response.
  4. Regularly audit and update third-party scripts and libraries to mitigate risks from vulnerable dependencies.
  5. Improve domain registration transparency by ensuring WHOIS data is publicly available and consistent with website ownership.

Contact details published on the site

Addresses
Legal name
Asociace českých pojišťovacích makléřů
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Asociace českých pojišťovacích makléřů
Description
Profesní sdružení právnických osob a fyzických osob s přidruženým členstvím, zaměřené na ochranu zájmů pojišťovacích makléřů, zvyšování jejich profesionální úrovně a etiky na pojistném trhu.
Key services
Ochrana zájmů členů, Profesní vzdělávání a etika, Registrace a ověřování makléřů, Organizace odborných akcí a webinářů, Publikace a statistiky pojistného trhu
Content quality
good
Branding
consistent

Technology

Stack
jQuery, TinyMCE, Slick Carousel, CookieConsent.js, Facebook SDK
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
65/100
Good practices seen
  • HTTPS enforced (implied by URL scheme)
  • Cookie consent banner implemented
  • Login form with client-side validation

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Facebook SDK
Marketing tools
CookieConsent.js
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Czech language
  2. No privacy policy or terms of service pages found or linked
  3. Cookie consent banner present and functional
  4. Login form for members with client-side validation
  5. Multiple external trusted domains linked as partners
  6. No explicit security headers detected in provided data
  7. WHOIS data unavailable, limiting domain trust assessment
Technical notes

Notes

The website uses a combination of modern JavaScript libraries and frameworks such as jQuery, TinyMCE for rich text editing, Slick Carousel for slideshows, and CookieConsent.js for cookie management. The backend appears to be powered by the Nette Framework, inferred from form validation attributes. The site is mobile responsive with good navigation clarity and professional design. Performance is moderate, with potential improvements in SEO and accessibility. Hosting provider and CMS are not explicitly identified. The site integrates external resources from trusted domains including Facebook SDK and jsDelivr CDN. Overall, the technical infrastructure is solid but could benefit from enhanced security configurations and SEO optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 62/100Medium25 findingsView report
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