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Security report for achmeainvestmentmanagement.nl

Achmea Investment Management · Finance · Netherlands

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Achmea Investment Management is a prominent Dutch asset management firm specializing in fiduciary management and impact investing for institutional and private clients. The company operates under the Achmea brand, one of the largest financial services groups in the Netherlands, and offers portfolio construction, risk management, and asset management solutions. The website reflects a professional presence with clear business focus and relevant content targeted at institutional investors and private individuals. Technically, the website is hosted on Amazon AWS infrastructure and uses standard web technologies such as JavaScript, CSS, and HTML5. However, the site suffers from slow load times and lacks modern performance optimizations. Mobile optimization and accessibility are basic but functional. SEO practices are present but could be improved. From a security perspective, the website has critical shortcomings. It lacks a valid SSL/TLS certificate, resulting in no HTTPS support, which severely impacts user trust and security posture. No security headers or advanced TLS protocols are enabled, and DNS records show malformed CAA entries and missing domain protection locks. Cookie and privacy policies are present and GDPR compliant, but incident response and vulnerability disclosure mechanisms are absent. Overall, the website is functional and professional but requires urgent security improvements, especially enabling HTTPS and correcting DNS configurations, to enhance trustworthiness and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching achmeainvestmentmanagement.nl

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
75
Email security
50
DNS health
60
Network security
100
GDPR outside view
0
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention achmeainvestmentmanagement.nl, from OffSeq Breach.

No leaked records found

Breach holds no records for achmeainvestmentmanagement.nl right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Achmea Investment Management holds a strong market position as one of the largest Dutch asset managers, focusing on fiduciary management and impact investing. Their business model revolves around providing tailored asset management solutions to institutional investors and private clients. The company benefits from the backing of the Achmea group, enhancing credibility and market reach. Their digital presence supports their business goals but lacks advanced marketing and analytics tools, indicating a conservative digital strategy. Growth indicators include recent news updates and active LinkedIn engagement. The absence of phone contact and physical address on the website suggests a focus on digital and institutional client communication channels.

Security posture

The current security posture is weak due to the absence of HTTPS and valid SSL certificates, exposing users to potential data interception risks. The lack of security headers and HSTS further reduces protection against common web attacks. DNS configurations are suboptimal with malformed CAA records and no domain transfer locks, increasing risk of domain hijacking. No incident response or vulnerability disclosure policies are publicly available, indicating limited transparency and preparedness. However, no known SSL vulnerabilities or outdated protocols were detected. Immediate remediation of SSL and DNS issues is critical to improve security maturity and compliance with GDPR and industry best practices.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  3. Add essential security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Correct DNS CAA records with valid issuer information and enable domain transfer locks to prevent unauthorized changes.
  5. Publish an incident response policy and establish clear security contact channels (e.g., security@ or abuse@ emails).
  6. Improve website performance by optimizing resources and reducing load times.
  7. Enhance mobile responsiveness and accessibility to meet modern standards.
Technical notes

Notes

The website uses a standard web technology stack with JavaScript and CSS but lacks modern frameworks or CMS identification. Hosting on AWS IP indicates reliable infrastructure. Performance is suboptimal with a load time exceeding 12 seconds, likely due to unoptimized resources. SEO metadata and Open Graph tags are present but minimal. No analytics or tracking scripts were detected, suggesting limited user behavior insights. The absence of security headers and HTTPS is a major technical deficiency. DNS records show partial configuration with missing MX records and malformed CAA entries. Overall, the technical implementation is functional but requires modernization and security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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