Skip to main content

Security report for achmeainnovationfund.nl

Achmea · Finance · Netherlands

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

Achmea Innovation Fund is a corporate investment initiative focused on supporting startups and scale-ups with proven product-market fit and innovative business models in strategic sectors such as health, mobility, sustainability, and income security. The fund provides capital, access to Achmea's extensive network, and knowledge sharing to accelerate growth and innovation. The website presents a professional and consistent brand image aligned with Achmea, a major Dutch insurance and financial services group. Technically, the website uses modern front-end technologies including Bootstrap and integrates Google Analytics and Tag Manager for tracking. However, the site lacks a valid SSL certificate and does not serve content over HTTPS, which is a significant security and trust concern. The DNS configuration shows some misconfigurations, particularly in CAA and MX records, which could affect email delivery and certificate issuance. From a security perspective, while some security headers like Content-Security-Policy and Permissions-Policy are implemented, the absence of HTTPS and modern TLS protocols severely weakens the security posture. No incident response or security policy pages were found, though a responsible disclosure page is linked. Privacy and cookie policies are present on the parent Achmea domain, indicating GDPR compliance. Contact information is limited to an email address and physical address, with no phone numbers or social media links provided. Overall, the website is functional and professional but requires urgent improvements in SSL/TLS deployment and DNS configuration to enhance security and trustworthiness. Strategic recommendations include obtaining and maintaining a valid SSL certificate, enabling HTTPS, fixing DNS records, and enhancing security headers and incident response information.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching achmeainnovationfund.nl

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
45
Email security
50
DNS health
75
Network security
100
GDPR outside view
0
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Achmea Innovation Fund operates as a strategic corporate venture fund under the Achmea umbrella, targeting innovative startups and scale-ups primarily in the finance and technology sectors, with a focus on Insurtech and Fintech. The fund leverages Achmea's brand, network, and expertise to provide capital and support to promising companies. The business model centers on investment and partnership rather than direct product sales. The website content highlights key portfolio companies and thematic investment areas such as sustainable living, smart mobility, and health. The fund positions itself as a growth enabler for innovative entrepreneurs, emphasizing collaboration and mutual benefit. The lack of detailed financial or operational data on the site is typical for such funds but limits external transparency. The partnership ecosystem includes Achmea's top brands and international business partners, enhancing market reach and credibility.

Security posture

The current security posture of the website is weak due to the absence of a valid SSL certificate and lack of HTTPS support, exposing users to potential interception and man-in-the-middle attacks. While some security headers are implemented, critical protections such as HSTS, OCSP stapling, and session resumption are missing. DNS misconfigurations in CAA and MX records may impact certificate issuance and email reliability. No explicit security policy or incident response contact information is provided on the site, though a responsible disclosure page exists on the parent domain. The use of Google Analytics and Tag Manager introduces moderate user tracking, but privacy policies are linked and GDPR compliance is indicated. Overall, the site requires immediate remediation of SSL/TLS issues and DNS corrections to meet basic security standards and improve user trust.

Recommendations

  1. Obtain and install a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or 1.3) and configure HSTS with includeSubDomains and preload options.
  3. Correct DNS CAA records with valid issuer information and fix MX record exchange field.
  4. Publish a dedicated security policy and incident response contact information on the site.
  5. Review and enhance privacy and cookie consent mechanisms to improve GDPR compliance transparency.

Contact details published on the site

Addresses
Technical notes

Notes

The website is built using Bootstrap framework and leverages external CDNs for fonts and stylesheets, including Google Fonts and MaxCDN Bootstrap. Google Analytics and Google Tag Manager scripts are included for analytics and marketing purposes. The site is mobile responsive with a clear navigation structure and professional design. However, the lack of HTTPS and valid SSL certificate is a critical technical deficiency. DNS records show use of Brandshelter nameservers, indicating a managed hosting environment, but misconfigured CAA and MX records suggest incomplete DNS management. Performance data is unavailable, but the site uses asynchronous script loading for analytics, which is a positive practice. Accessibility features are basic, and SEO optimization is good with proper meta tags and Open Graph data. No CMS or backend platform is explicitly detected.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with achmeainnovationfund.nl. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review achmeainnovationfund.nl.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.