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Security report for accredio.cz

Accredio, a.s. · Finance · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

Accredio, a.s. is a well-established private asset management company based in the Czech Republic, specializing in individualized investment strategies for high net worth individuals, families, and foundations. Founded in 2003, it holds a strong market position as the largest independent asset manager in its category within the country. The company emphasizes conservative investment approaches, currency risk hedging, and stable returns, collaborating closely with Swiss private banks to provide comprehensive financial services. The website reflects a professional and trustworthy image with detailed business descriptions, client testimonials, and clear contact information. Technically, the website employs a modern but custom technology stack including jQuery, Bootstrap, and popular UI libraries. It is hosted via Webglobe and shows good mobile optimization and user experience. Cookie consent mechanisms and GDPR compliance are implemented effectively, although some security best practices such as HTTP security headers and explicit security policies are not evident. Analytics usage is minimal and privacy-conscious. From a security perspective, the site shows no signs of blocking or WAF interference, no exposed sensitive data, and uses consent-based cookie management. However, it lacks visible incident response contacts, vulnerability disclosure, and formal security policy documentation. The WHOIS data is consistent with the business claims, supporting legitimacy and trustworthiness. Overall, Accredio’s digital presence is solid with good content quality and business credibility. Security posture is adequate but could be improved with additional headers and policies. Privacy compliance is strong. Strategic recommendations include enhancing security documentation, adding vulnerability disclosure, and improving accessibility features to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching accredio.cz

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
35
Email security
85
DNS health
85
Network security
20
GDPR outside view
40
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Accredio operates in the finance sector focusing on private asset management and investment advisory for affluent clients. Its competitive advantage lies in its conservative investment philosophy, individualized strategies, and strong ties to Swiss private banking. The business model centers on managing assets exceeding 1 million USD per client, targeting entrepreneurs, managers, and professional athletes. Revenue streams likely include management fees and advisory services. The company has a medium size profile with a history dating back to 2003 and a domain registered since 2010. Partnerships with reputable financial institutions and a proprietary information system (AccredioOne) enhance client service and retention. The website content and testimonials reinforce a trustworthy brand image and market leadership in its niche.

Security posture

The website demonstrates a moderate security maturity level with HTTPS usage implied but not explicitly confirmed in the data. Cookie consent and GDPR compliance are well implemented, reflecting awareness of privacy regulations. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of HTTP security headers, security policy documentation, incident response contacts, and vulnerability disclosure mechanisms indicates room for improvement. The contact form includes anti-spam hidden fields, which is a positive practice. Overall, the security posture is adequate for the business type but would benefit from formalized policies and enhanced technical controls to mitigate risks and demonstrate security culture.

Recommendations

  1. Implement and verify HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a clear security policy and incident response plan accessible on the website.
  3. Add a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Conduct a security audit to ensure SSL/TLS configuration follows best practices and certificates are valid.
  5. Enhance website accessibility features to improve compliance and user experience for all users.

Contact details published on the site

Addresses
Legal name
Accredio, a.s.
VAT number
CZ27095843
Registration number
27095843
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Accredio, a.s.
Description
Accredio is the largest independent asset manager in the Czech Republic for private individuals with free financial resources exceeding 1 million USD. Founded in 2003, it provides private asset management and independent financial and investment advisory services, focusing on conservative investment strategies that generate sustainable returns above inflation. The company collaborates with Swiss private banks and targets entrepreneurs, managers, and professional athletes.
Key services
Individual asset management, Investment advisory, Currency risk hedging, Stable interest income, Access to Swiss private banking
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap, Revolution Slider, Modernizr, Owl Carousel
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • Cookie consent with opt-in mechanism
  • No exposed sensitive data in HTML
  • Contact form with anti-spam hidden fields

Analytics and tracking

Services
Google Analytics (gtag.js)
Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. Clear focus on private asset management and conservative investment strategies.
  3. Strong emphasis on client trust and regulatory compliance.
  4. Cookie consent and GDPR compliance mechanisms are implemented.
  5. No visible security policy or incident response information.
  6. No terms of service page found.
  7. Contact information is comprehensive and clearly presented.
  8. No security.txt or vulnerability disclosure found.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a combination of jQuery, Bootstrap, Revolution Slider, Modernizr, and Owl Carousel, indicating a reliance on established front-end libraries for UI and responsiveness. The CMS is not explicitly identified, suggesting a custom or proprietary solution. Hosting is provided by Webglobe, a known Czech hosting provider. Performance is moderate with no explicit speed metrics but the presence of multiple scripts and sliders may impact load times. Mobile optimization is good, with responsive stylesheets and viewport meta tags. SEO is basic with standard meta tags and structured navigation but lacks advanced structured data like JSON-LD. Accessibility is basic, with some ARIA roles present but no comprehensive accessibility features detected. Overall, the technical infrastructure is solid but could benefit from modernization and optimization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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