Skip to main content

Security report for accesssoftek.com

Access Digital · Finance · N/a

High risk. 7 critical or high findings in Network security, Security headers and 2 other checks.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Access Digital is a mature digital banking platform provider offering a comprehensive ecosystem that includes consumer and business banking, cryptocurrency trading, robo-advisory investing, biometric security, fraud detection, and conversational banking in multiple languages. The company targets financial institutions and businesses seeking advanced digital banking solutions, positioning itself as a robust and elegant financial ecosystem with over 160 integrations and award-winning security features. The website reflects a medium-sized enterprise with a professional online presence and a business history dating back to 1999. Technically, the website is built on WordPress using Elementor and JetEngine plugins, integrated with HubSpot marketing and analytics tools, and served via Cloudflare DNS. The site is mobile-optimized with good SEO practices and moderate performance. Security posture is solid with HTTPS enforced and domain locks in place, but lacks advanced security headers and explicit security policies. Privacy compliance is basic, with a cookie consent banner but no visible privacy policy or terms of service pages. Overall, the security posture is adequate but could be improved by enabling DNSSEC, publishing security and privacy policies, and adding vulnerability disclosure information. The website is accessible without WAF blocking, indicating no content restrictions. The domain WHOIS data is consistent with the business claims, showing a long-established domain registered via GoDaddy with Cloudflare DNS. Strategic recommendations include enhancing privacy and security transparency, implementing security headers, and providing clear incident response contacts to strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: PostgreSQL

      Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server

      What to do: Immediately restrict access to PostgreSQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching accesssoftek.com

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
35
Email security
70
DNS health
80
Network security
0
GDPR outside view
73
Average
55
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Access Digital operates in the finance and technology sectors, delivering digital banking solutions primarily to financial institutions such as credit unions and banks. Their business model is B2B SaaS, focusing on providing a full suite of banking and security services including biometric authentication, fraud protection, and investment management. The company leverages partnerships and integrations to expand its ecosystem, with a strong emphasis on innovation and security, as evidenced by industry awards. Growth indicators include a broad service portfolio and active marketing through webinars and events. The company maintains a professional brand image and consistent messaging across its digital channels.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and domain registration protections active. However, the absence of security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces the overall security posture. No exposed sensitive data or vulnerable libraries were detected in the provided content. The lack of a published security policy, incident response contact information, and vulnerability disclosure mechanisms indicates gaps in compliance and readiness. Data protection practices are partially addressed through cookie consent, but privacy policy absence is a compliance risk. The security culture appears to prioritize user experience and marketing over explicit security transparency.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement standard security headers (CSP, HSTS, X-Frame-Options, X-Content-Type-Options) to mitigate common web vulnerabilities.
  3. Publish a comprehensive privacy policy and terms of service pages to improve compliance and user trust.
  4. Add a security policy page including incident response contacts (e.g., security@ or abuse@ email addresses).
  5. Create and publish a vulnerability disclosure or security.txt file to encourage responsible reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Access Digital
Description
Access Digital provides a complete digital banking platform including mobile and desktop banking, cryptocurrency trading, robo-advisory investing, biometric security, fraud detection, conversational banking in English and Spanish, a powerful API, and 160+ integrations.
Key services
Consumer Banking, Business Banking, Account Opening, Lending, Real-time Fraud Protection, Biometric Authentication Manager, Investment Solutions (EasyVest, EasyCoin), Conversational Banking, Access Connect
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Elementor, JetEngine, JetMenu, HubSpot scripts, Google Tag Manager, Cloudflare DNS
Frameworks
Elementor
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Domain status includes clientDeleteProhibited and other EPP locks
  • Cookie consent banner present

Analytics and tracking

Services
HubSpot Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
HubSpot Ads Pixel
Marketing tools
HubSpot
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a professional digital banking platform with comprehensive service offerings
  2. No explicit privacy policy or terms of service pages found
  3. Cookie consent banner is implemented and functional
  4. No direct contact emails or phone numbers found on homepage; contact form is primary contact method
  5. Use of modern WordPress plugins and HubSpot marketing/analytics tools
  6. No security.txt or vulnerability disclosure information present
  7. SSL is properly configured and enforced
  8. No WAF or blocking mechanisms detected
Technical notes

Notes

The website uses a modern WordPress CMS with Elementor and JetEngine for page building and content management. HubSpot scripts are extensively used for marketing automation, analytics, and user engagement. The site is hosted with DNS managed by Cloudflare, providing DNS resilience but DNSSEC is not enabled. Performance is moderate with some optimization opportunities. Mobile responsiveness is good, but accessibility features are basic. SEO is well addressed with meta tags, Open Graph, and JSON-LD structured data. The technical stack is mature but could benefit from enhanced security configurations and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with accesssoftek.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review accesssoftek.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.