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Security report for abtm.se

TM Treasury Management AB · Finance · Sweden

High risk. 10 critical or high findings in GDPR outside view, SSL/TLS and 2 other checks.

Security score

28/100

Risk levelHigh

0–100, higher is better. How it is calculated

TM Treasury Management AB is a Swedish consultancy firm specializing in financial debt management, founded in 1989. The company targets loan-intensive businesses, particularly real estate companies, offering services such as portfolio structuring and operational support. The website is simple and informational, primarily in Swedish, reflecting a niche consultancy business model with a small company size and a long-standing market presence. Technically, the website is a basic static HTML site with minimal modern web technologies or frameworks detected. There is no evidence of CMS usage, analytics, or advanced SEO and accessibility features. The site lacks mobile optimization and modern performance enhancements, indicating a low level of digital maturity. From a security perspective, the site lacks HTTPS, security headers, privacy policies, and contact information for incident response or data protection officers. These gaps represent significant compliance and security risks, especially under GDPR regulations. No forms or data collection mechanisms were found, reducing some risk but also indicating limited user engagement capabilities. Overall, the website presents a moderate trustworthiness level but requires urgent improvements in security, privacy compliance, and technical modernization to enhance its professional posture and reduce risk.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching abtm.se

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
15
Email security
70
DNS health
60
Network security
20
GDPR outside view
0
Average
28

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention abtm.se, from OffSeq Breach.

No leaked records found

Breach holds no records for abtm.se right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance and real estate sectors, providing consultancy services focused on financial debt management. Its competitive advantage lies in its long history since 1989 and specialization in loan portfolio management for loan-intensive companies. The business model is consultancy-based, targeting a niche market segment in Sweden. There is no evidence of partnerships, subsidiaries, or parent companies from the website content. Revenue streams likely derive from consulting fees. The lack of digital marketing tools and analytics suggests limited online growth initiatives. The company appears focused on maintaining long-term client relationships rather than aggressive expansion.

Security posture

The current security posture is weak due to the absence of HTTPS, security headers, privacy and cookie policies, and incident response contact information. No vulnerabilities or exposed sensitive data were detected in the static content, but the lack of encryption and security best practices exposes the site and its visitors to potential risks. Compliance with GDPR is not demonstrated, and no vulnerability disclosure or security frameworks are referenced. The site does not collect user data via forms, which limits exposure but also reduces engagement. Incident response readiness and security culture indicators are not evident.

Recommendations

  1. Implement HTTPS with a valid SSL/TLS certificate to secure all communications.
  2. Add comprehensive privacy and cookie policies to comply with GDPR and inform users.
  3. Publish clear contact information including emails and phone numbers for general and security-related inquiries.
  4. Introduce security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection.
  5. Improve website technical quality by adopting responsive design, accessibility standards, and SEO best practices.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
TM Treasury Management AB
Description
TM Treasury Management AB grundades 1989. Affärsidén är att på konsultbasis verka inom området finansiell skuldhantering. Sedan starten har företaget hjälpt låneintensiva företag att bygga ramverk för finansverksamhet och erbjuder löpande stöd i portföljhantering. Målsättningen är att vara en långsiktig partner till fastighetsbolag och andra låneintensiva företag som behöver stöd med finansiell skuldhantering.
Key services
Skuldhantering, Finansiell förvaltning, Strukturering av låneportföljer, Operativt stöd av låneportföljen
Content quality
basic
Branding
moderate

Technology

Stack
HTML, CSS
Performance
moderate
Mobile
poor
Accessibility
poor
SEO
poor

Security

Observed score
30/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
good
Navigation
good
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is a simple, static HTML site with minimal interactivity.
  2. No privacy, cookie, or terms of service policies found.
  3. No contact emails, phone numbers, or social media links present.
  4. No forms or data collection mechanisms detected.
  5. No modern web technologies or analytics tools detected.
  6. No HTTPS or security headers information available; likely HTTP only.
  7. Content is in Swedish, targeting Swedish financial and real estate sectors.
  8. The site appears informational with a focus on consultancy services in financial debt management.
Technical notes

Notes

The website is built using basic HTML and CSS without any detected JavaScript frameworks or CMS platforms. There is no evidence of modern web technologies or performance optimization techniques. The site lacks mobile responsiveness and accessibility features, which limits usability on various devices. No analytics or tracking scripts are present, indicating minimal data collection and user behavior analysis. The hosting provider and infrastructure details are not available from the content. Overall, the technical implementation is outdated and could benefit from modernization to improve performance, security, and user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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