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Security report for abnamro.nl

ABN AMRO Bank N.V. · Finance · Netherlands

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

ABN AMRO Bank N.V. is a leading Dutch financial institution specializing in retail banking services for private customers in the Netherlands. The website offers comprehensive information about their banking products including savings, mortgages, loans, investments, and insurance. The bank holds a strong market position as one of the major banks in the country, supported by a large customer base and a well-established brand. The website is professionally designed with consistent branding and clear navigation tailored to its target audience of private individuals.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching abnamro.nl

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
70
Security headers
80
Email security
88
DNS health
75
Network security
100
GDPR outside view
73
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates primarily in the banking sector with a focus on retail financial services. Its business model revolves around providing a broad range of banking products and services to private customers. The website reflects a mature digital presence with integration of marketing and analytics tools such as Optimizely and Tealium. ABN AMRO maintains strong trust indicators including ISO 27001 certification and GDPR compliance. The bank's strategic partnerships with analytics and optimization providers enhance its customer engagement and digital marketing capabilities.

Security posture

The website demonstrates a strong security posture with HTTPS enforced, comprehensive security headers, and no visible vulnerabilities or exposed sensitive data. The presence of ISO 27001 certification indicates a mature information security management system. However, the absence of a publicly available security policy or incident response contact limits transparency in security governance. The site uses secure forms and modern web technologies, minimizing risk exposure. Overall, the security maturity is high but could be improved with more explicit security communication.

Recommendations

  1. Publish a dedicated security policy page to improve transparency and customer trust.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide explicit incident response contact channels such as security@ or abuse@ email addresses.
  4. Regularly review and update privacy and cookie policies to maintain GDPR compliance.
  5. Enhance accessibility features to ensure compliance with WCAG standards and improve user experience.

Contact details published on the site

Addresses
Legal name
ABN AMRO Bank N.V.
VAT number
NL802595609B01
Registration number
33031431
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ABN AMRO Bank N.V.
Description
ABN AMRO is a Dutch bank providing retail banking services including savings, loans, mortgages, investments, and insurance products to private customers.
Key services
Savings accounts, Mortgages, Loans, Investment products, Insurance
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Tailwind CSS, Optimizely, Tealium (utag.js), Custom chat client
Frameworks
Tailwind CSS
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure forms with proper input handling

Analytics and tracking

Services
Optimizely, Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Optimizely, Tealium
Marketing tools
Optimizely, Tealium
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Strong focus on privacy and cookie compliance.
  3. No signs of phishing or malware.
  4. Use of modern web technologies and analytics.
  5. Clear business focus on retail banking in the Netherlands.
Technical notes

Notes

The website uses a modern technology stack including Tailwind CSS for styling, JavaScript for interactivity, and third-party services like Optimizely and Tealium for analytics and optimization. The site is mobile-optimized with responsive design and fast loading times. No major technical debt or outdated libraries were detected. Hosting appears stable and secure, likely managed by ABN AMRO or a trusted provider. Opportunities exist to further enhance SEO and accessibility compliance. Overall, the technical infrastructure supports a robust and user-friendly banking website.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium14 findings · partial scanView report
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