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Security report for ablv.com

ABLV Bank, AS · Finance · Latvia

Partial score · DNS & email only

75/100

0–100, higher is better. How it is calculated

ABLV Bank, AS is a Latvian financial institution currently undergoing a self-liquidation process initiated in 2018 following regulatory actions by the US FinCEN and Latvian authorities. The bank's website provides detailed information about the liquidation process, creditor claims, and official documentation. The site targets clients, creditors, and stakeholders seeking updates on the bank's status. Technically, the website employs standard web technologies including JavaScript and CSS, with Google Analytics and Google Tag Manager for tracking. The site is accessible, with basic mobile optimization and cookie consent mechanisms in place. Security posture is moderate, with HTTPS implied but lacking explicit security headers and public security policies. WHOIS data is missing, likely due to domain deregistration or privacy measures post-liquidation, which slightly impacts trust but is consistent with the bank's liquidation status. Overall, the website is professional and trustworthy for its purpose but could improve in security transparency and technical modernization.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching ablv.com

This scan found 15 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Email security
80
DNS health
85
Network security
100
GDPR outside view
50
Average
76
After the cap
75

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector, specifically banking, with a focus on deposit and credit services. The self-liquidation process is unique in Latvia and Europe, positioning ABLV Bank as a notable case in regulatory and financial circles. The business model has shifted from active banking to orderly liquidation to satisfy creditor claims. The website serves as a communication channel for stakeholders, providing official documents and updates. The absence of WHOIS data suggests domain status changes aligned with liquidation. The bank maintains a medium-sized presence with consistent branding and regulatory compliance references. No evident partnerships or subsidiaries are linked via the website.

Security posture

The website demonstrates a moderate security posture with HTTPS enforced and cookie consent implemented, indicating GDPR awareness. However, the lack of visible security headers (e.g., CSP, HSTS) and absence of published security or incident response policies reduce the overall security maturity. No vulnerabilities or exposed sensitive data were detected in the content. The use of third-party analytics introduces moderate user tracking. Incident response contact channels are not publicly disclosed, which is a gap in security transparency. Overall, the site is secure enough for informational purposes but should enhance security best practices and transparency.

Recommendations

  1. Implement and publish a comprehensive security policy and incident response plan accessible on the website.
  2. Add and enforce security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options.
  3. Improve mobile responsiveness and accessibility to enhance user experience across devices.
  4. Regularly audit and update third-party scripts to mitigate potential vulnerabilities.
  5. Clarify domain registration status and consider publishing WHOIS or domain ownership information to improve trust.

Contact details published on the site

Addresses
Legal name
ABLV Bank, AS
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ABLV Bank, AS
Description
ABLV Bank, AS is a Latvian bank undergoing a self-liquidation process initiated after regulatory decisions in 2018. The bank aims to satisfy creditor claims fully, with assets exceeding liabilities. The liquidation process is unprecedented in Latvia and Europe.
Key services
Banking services, Deposit management, Credit services
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, JavaScript, CSS
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced (implied by HTTPS_AUTH variable true)
  • Cookie consent banner implemented

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF detected.
  2. Content is focused on bank liquidation process with official tone and regulatory references.
  3. Cookie consent and privacy policy are implemented in Latvian language.
  4. No explicit security policy or incident response information found.
  5. WHOIS data is missing, indicating possible domain deregistration or privacy measures post-liquidation.
  6. Contact information is clearly provided including phone, email, and physical address.
  7. Use of Google Analytics and Google Tag Manager for tracking.
  8. No social media links detected on the analyzed page.
Technical notes

Notes

The website uses standard web technologies including HTML, CSS, and JavaScript, with Google Analytics and Google Tag Manager for analytics and tracking. The site is served over HTTPS, with a viewport meta tag for basic responsiveness. No advanced frameworks or CMS were detected. Performance is moderate with no explicit optimization indicators. Accessibility features are basic, with some browser compatibility notices for older IE versions. The site structure is clear with navigation menus and breadcrumb trails. There is room for modernization, including enhanced mobile optimization, accessibility improvements, and security header implementation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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