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Security report for 99bill.com

快钱公司 · Finance · China

Medium risk. 4 critical or high findings in Security headers and GDPR outside view.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website www.99bill.com represents 快钱公司, a leading Chinese internet finance platform offering a range of financial services including payment tools, investment management, and credit financing. The platform targets both consumers and businesses within China, positioning itself as a major player in the internet finance sector. The website content is primarily in Chinese and focuses on promoting convenience and smart financial services. Technically, the site is built using modern frontend technologies such as React and Webpack, and it integrates Baidu Analytics for user tracking. However, the site lacks visible privacy and cookie policies, contact information, and security headers, which are critical for trust and compliance. The WHOIS data for the domain is unavailable, raising concerns about domain registration transparency and legitimacy. Overall, while the business model and market positioning appear solid, the technical and security posture requires significant improvements to meet industry standards and regulatory requirements.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching 99bill.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
45
Email security
70
DNS health
70
Network security
100
GDPR outside view
50
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention 99bill.com, from OffSeq Breach.

Total records
281
Employees
0
Customers
233
Third parties
48
Weak passwords
23%

7 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for 99bill.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

快钱公司 operates in the competitive Chinese internet finance market, leveraging over a decade of experience in electronic payments. Its business model revolves around providing integrated financial services including payment processing, investment products, and credit facilities. The company targets a broad audience of consumers and enterprises, aiming to facilitate seamless financial transactions and smart money management. The lack of publicly available WHOIS data and absence of detailed contact or compliance information may impact trust among potential partners and customers. The use of Baidu Analytics indicates a focus on data-driven marketing and user behavior analysis. Strategic partnerships or subsidiaries are not evident from the data provided, suggesting a standalone operational model or undisclosed affiliations.

Security posture

The security posture of the website is currently weak due to the absence of visible HTTPS confirmation, security headers, and published privacy or cookie policies. No incident response or vulnerability disclosure information is available, which limits the ability to assess readiness for security incidents. The use of Baidu Analytics introduces moderate user tracking but without clear privacy compliance indicators. The lack of WHOIS transparency further reduces trustworthiness. Recommendations include implementing HTTPS with strong SSL/TLS, adding essential security headers, publishing comprehensive privacy and cookie policies with GDPR compliance, and establishing clear contact channels for security incidents. Regular security audits and vulnerability assessments are advised to identify and mitigate potential risks.

Recommendations

  1. Implement HTTPS with a valid SSL/TLS certificate and verify configuration.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  4. Provide clear and accessible contact information including support and security incident contacts.
  5. Conduct regular security audits and vulnerability scans to identify and remediate risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
快钱公司
Description
快钱公司是中国领先的互联网金融平台,基于十年在电子支付领域的积累,快钱充分整合数据信息,结合各类应用场景,为消费者和企业提供丰富的支付工具、稳健的投资理财、便捷的融资信贷以及丰富的应用,使客户能够随时随地畅享便利、智慧的互联网金融服务。
Key services
支付工具, 投资理财, 融资信贷, 应用服务
Content quality
basic
Branding
consistent

Technology

Stack
React, Webpack, Baidu Analytics
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Analytics and tracking

Services
Baidu Analytics
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Baidu Analytics
Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
basic
Navigation
basic
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website content is in Chinese and targets Chinese consumers and businesses.
  2. No WHOIS data available, indicating possible domain privacy or non-registration.
  3. No privacy, cookie, or terms of service policies found in the provided HTML.
  4. No contact emails, phone numbers, or physical addresses found in the HTML content.
  5. Site uses Baidu Analytics for tracking.
  6. No security headers or HTTPS status information available from provided data.
  7. No forms detected in the provided HTML snippet.
  8. Website uses React and Webpack for frontend.
  9. No social media links or external marketing/advertising partners detected.
Technical notes

Notes

The website employs a modern frontend stack with React and Webpack, indicating a contemporary approach to web development. Performance is moderate with basic mobile optimization and accessibility features. SEO optimization is basic, with meta tags present but no advanced structured data or Open Graph tags detected. The site relies on Baidu Analytics for tracking, which is common for Chinese websites. No CMS or hosting provider information is discernible from the data. The absence of security headers and unclear SSL status represent technical risks. There is an opportunity to enhance performance, accessibility, and security posture through modernization and best practice adoption.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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