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Security report for 24-pay.sk

24pay s.r.o. · Finance · Slovakia

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

24pay s.r.o. is a Slovakian payment solutions provider specializing in payment gateway services and POS terminal offerings. Established in 2011, the company targets businesses and developers seeking integrated payment methods including Google Pay and Apple Pay. The website reflects a professional and consistent brand presence with clear navigation and relevant content tailored to its market segment. Technically, the site is built on WordPress with modern plugins and tracking tools, hosted likely by Active24, and employs HTTPS with DNSSEC for secure communications. Security posture is solid with standard best practices observed, though there is room for improvement in publishing explicit security policies and incident response information. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent mechanism. Overall, the site demonstrates a mature digital presence with good business credibility and technical implementation.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching 24-pay.sk

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
20
Email security
70
DNS health
80
Network security
100
GDPR outside view
25
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance and technology sectors, providing essential payment processing services in Slovakia. Its business model revolves around offering payment gateways and POS terminals, supported by developer platforms and plugins. The presence of detailed pricing, features, and developer resources indicates a focus on B2B clients and integration partners. The company maintains active social media channels and uses structured data to enhance SEO. The domain age and WHOIS data support a stable market presence. No parent or subsidiary companies are identified, suggesting an independent small-sized enterprise with a focused market niche.

Security posture

The website employs HTTPS with DNSSEC, uses reCAPTCHA for bot protection, and has a cookie consent banner aligned with GDPR requirements. However, it lacks a published security policy, incident response contacts, and a security.txt file, which are important for transparency and vulnerability management. The use of third-party analytics and tracking scripts introduces moderate user tracking but is managed with consent. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. Security headers beyond DNSSEC and HTTPS are not explicitly identified, suggesting potential for enhancement. Overall, the security posture is good but could be strengthened with formal policies and additional headers.

Recommendations

  1. Publish a dedicated security policy page including incident response procedures and contacts.
  2. Implement a security.txt file at the root domain to facilitate vulnerability disclosures.
  3. Add additional HTTP security headers such as Content-Security-Policy and X-Content-Type-Options.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Regularly audit and update third-party scripts and plugins to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
24pay s.r.o.
Description
Platobné riešenia 24pay umožňujú zákazníkom vybrať si z najpoužívanejších platobných metód ako Google Pay, Apple Play a ďalšie.
Key services
Payment gateway 24pay, POS terminals 24pay, Developer platforms and plugins
Content quality
good
Branding
consistent

Technology

Stack
WordPress 6.8.3, Yoast SEO plugin, Google Fonts, Google Tag Manager, Google Analytics, Microsoft Clarity, Alpine.js, Oxygen Builder, Complianz GDPR plugin, Akismet
Frameworks
WordPress
Platforms
Cloudfront CDN (widget.js), Google Tag Manager, Google Analytics, Microsoft Clarity
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • DNSSEC enabled
  • Cookie consent banner with opt-in
  • No exposed sensitive data in HTML
  • Use of reCAPTCHA script

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, Microsoft Clarity
Marketing tools
Facebook Pixel
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with DNSSEC enabled
  2. Cookie consent banner present with opt-in mechanism
  3. Multiple contact phone numbers clearly displayed
  4. Structured data and Open Graph tags implemented for SEO and social media
  5. No visible security.txt or explicit security policy
  6. Use of modern analytics and tracking tools
  7. WordPress CMS with popular plugins like Yoast SEO and Complianz GDPR
  8. No signs of phishing, malware, or suspicious content
  9. Content is professional and business-focused
Technical notes

Notes

The website is built on WordPress 6.8.3 with the Oxygen Builder framework and uses popular plugins like Yoast SEO and Complianz GDPR for SEO and privacy compliance. It integrates Google Fonts, Google Tag Manager, Google Analytics, Microsoft Clarity, and Facebook Pixel for analytics and marketing. Hosting appears to be provided by Active24, as indicated by the nameservers. The site is mobile optimized with responsive design and uses modern JavaScript libraries such as Alpine.js. Performance is moderate, with caching and minification evident. The site structure is clear with well-organized navigation menus and multilingual support (Slovak and English). There is no indication of technical debt or deprecated technologies, but continuous monitoring is advised to maintain security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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