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Security report for ukpandi.com

UK P&I Club · Transportation · United Kingdom

Low risk. 1 critical or high finding in SSL/TLS.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

UK P&I Club is a well-established mutual marine insurance organization providing protection and indemnity insurance to shipowners, charterers, and offshore operators. The website reflects a mature business with a strong market position, offering a broad range of insurance products and risk management services. The company emphasizes safety, compliance, and sustainability, supported by a global network and a AAA S&P rating. Technically, the site is built on TYPO3 CMS, leveraging modern web technologies including Google Tag Manager and Cookiebot for analytics and privacy compliance. Security posture is strong with HTTPS, security headers, and reCAPTCHA protections in place. The site demonstrates good privacy compliance with clear cookie consent mechanisms and GDPR adherence. WHOIS data is unavailable, which is a minor concern, but the overall trustworthiness and professionalism of the site mitigate this. Strategic recommendations include publishing explicit security policies and vulnerability disclosure information to enhance transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching ukpandi.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
60
DNS health
75
Network security
100
GDPR outside view
83
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The UK P&I Club operates in the transportation and energy sectors, focusing on marine liability insurance. Its business model as a mutual insurance club provides tailored coverage and risk management solutions to a specialized audience of maritime stakeholders. The company benefits from a long history dating back to 1869 and strong industry affiliations. Its digital presence supports member engagement through portals like Thomas Miller Connect and offers extensive resources on risk management and compliance. The site’s content and structure indicate a focus on professional, global clientele with an emphasis on safety and regulatory adherence. Partnerships with Thomas Miller and use of reputable third-party services reinforce its market credibility.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and use of anti-bot measures such as Google reCAPTCHA. Cookie consent is managed via Cookiebot, providing granular user control and GDPR compliance. No exposed sensitive data or vulnerable libraries were detected in the source. However, the absence of a published security policy or incident response information is a gap that could be addressed to improve transparency and preparedness. The site does not currently provide a vulnerability disclosure program or security.txt file, which are recommended best practices for organizations of this scale and industry.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and compliance frameworks.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide contact details for a Data Protection Officer or security contact to enhance trust and compliance.
  4. Regularly review and update cookie and privacy policies to maintain GDPR and global privacy law compliance.
  5. Enhance incident response readiness by documenting procedures and providing clear communication channels.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UK P&I Club
Description
P&I insurance for shipowners, charterers, and offshore operators. With UK P&I Club, you’re not just insured; you’re understood.
Key services
Mutual P&I cover, Loss prevention and risk management, Claims handling, Fleet quality and safety assessments, Crew wellbeing programs
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Google Tag Manager, Cookiebot, Cloudflare (for CDN and security), Google reCAPTCHA
Frameworks
TYPO3 CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA for forms
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong focus on marine insurance and risk management
  3. Comprehensive cookie consent and privacy compliance
  4. No signs of malicious or suspicious content
  5. Use of modern CMS and security best practices
  6. WHOIS data unavailable, but no other red flags detected
Technical notes

Notes

The website is powered by TYPO3 CMS, a robust open-source content management system suitable for enterprise use. It integrates Google Tag Manager and Cookiebot for analytics and privacy management, and uses Cloudflare services for CDN and security. The site is mobile-optimized with good accessibility and SEO practices. Performance is moderate, with video content and rich media assets. The technical stack is modern and well-maintained, with no visible technical debt or deprecated technologies. Opportunities exist to improve transparency around security and data protection through additional published documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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