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Security report for povinne-ruceni.com

PFP s.r.o. · Transportation · Czech Republic

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Povinne-ruceni.com is a Czech Republic-based online insurance comparison portal specializing in mandatory vehicle liability insurance (povinné ručení) and comprehensive vehicle insurance (havarijní pojištění). The company, operated by PFP s.r.o., claims a long-standing market presence since 1999 and serves a broad audience of vehicle owners seeking affordable insurance options. The website offers calculators, comparison tools, and customer support, positioning itself as a trusted intermediary in the Czech insurance market. The site is professionally designed, mobile-optimized, and rich in relevant content, including FAQs and detailed insurance information. Technically, the website is built on WordPress with modern frameworks such as Bootstrap and uses popular plugins like Yoast SEO and WP Review Slider Pro. It integrates analytics and tracking tools including Google Tag Manager, Microsoft Clarity, and Bing tracking pixels. The site employs HTTPS with good SSL configuration and implements cookie consent mechanisms, reflecting a mature digital infrastructure. However, some security headers are missing, and no explicit security or incident response policies are published. From a security perspective, the site demonstrates good practices in encryption and user privacy compliance, including GDPR-aligned privacy and cookie policies. No critical vulnerabilities or suspicious content were detected. However, the absence of WHOIS registration data for the domain raises concerns about domain legitimacy and registration transparency, which impacts overall trustworthiness. Overall, Povinne-ruceni.com is a professional and user-friendly insurance comparison platform with strong content and technical foundations. The main risk lies in the domain registration opacity, which should be addressed to enhance credibility and trust. Strategic recommendations include improving security headers, publishing security policies, and verifying domain registration details to align with the company's claimed history and regulatory compliance.

Scanned

This is an earlier scan of povinne-ruceni.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, YouTube, Cloudflare, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching povinne-ruceni.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
95
DNS health
70
Network security
100
GDPR outside view
50
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the transportation insurance sector, focusing on vehicle insurance comparison and brokerage. Its competitive advantage lies in its long market presence, extensive insurance partner network, and comprehensive online tools that simplify insurance selection and management for customers. Revenue likely derives from commissions on insurance policies sold through the platform. The target customers are Czech vehicle owners seeking cost-effective insurance solutions. The company maintains partnerships with major Czech insurance providers and runs an affiliate program to expand reach. Growth indicators include a large customer base and active content marketing through articles and social media. The business model emphasizes convenience, transparency, and customer support, positioning the company as a trusted intermediary rather than a direct insurer.

Security posture

The website employs HTTPS with a valid SSL certificate, ensuring encrypted communication. It uses modern JavaScript libraries and analytics tools responsibly, with cookie consent mechanisms in place. However, the absence of key security headers such as Content-Security-Policy and X-Frame-Options reduces protection against certain web attacks. No incident response or vulnerability disclosure policies are published, which limits transparency in security management. The WHOIS data absence is a critical concern, potentially indicating domain registration issues. Overall, the security posture is good but could be improved by implementing additional HTTP security headers, publishing security policies, and clarifying domain registration details to enhance trust and compliance.

Recommendations

  1. Implement comprehensive HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web vulnerabilities.
  2. Publish a clear security policy and incident response plan on the website to improve transparency and user trust.
  3. Add a vulnerability disclosure or security.txt file to facilitate responsible reporting of security issues.
  4. Verify and update domain WHOIS registration information to ensure consistency with the company's claimed history and regulatory compliance.
  5. Continue maintaining GDPR compliance and enhance user privacy transparency regarding data collection and retention.

Contact details published on the site

Addresses
Legal name
PFP s.r.o.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PFP s.r.o.
Description
Vyberte si nejlevnější povinné ručení na auto. Ušetřete až 70 % z ceny povinného ručení. Sjednání je rychlé, online a zdarma.
Key services
Povinné ručení (mandatory vehicle liability insurance) comparison and brokerage, Havarijní pojištění (comprehensive vehicle insurance) comparison, Insurance calculators, Insurance policy termination assistance, Customer support
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.5.1, Bootstrap 4.3.1, Yoast SEO plugin, WP Review Slider Pro plugin, WP Rocket (lazy loading), Google Tag Manager, Microsoft Clarity, Bing tracking, Cookie Script
Frameworks
Bootstrap
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google Tag Manager and Microsoft Clarity for analytics
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Tag Manager, Microsoft Clarity, Bing tracking
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Microsoft Clarity, Bing tracking pixel
Marketing tools
Cookie Script
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Czech language.
  2. Professional insurance comparison portal focused on vehicle insurance.
  3. Strong SEO and structured data usage.
  4. Multiple insurance companies and partners linked.
  5. Contact information is clearly presented with phone, email, and contact form.
  6. Cookie and privacy policies are present and GDPR compliant.
  7. No visible security headers detected in provided data; SSL is enabled.
  8. No WHOIS registration data found, which is a critical concern.
  9. No evidence of WAF or blocking mechanisms.
  10. No adult or questionable content detected.
Technical notes

Notes

The website is built on a WordPress CMS platform using Bootstrap for responsive design and jQuery for client-side scripting. It leverages SEO best practices via the Yoast SEO plugin and includes review slider functionality for user feedback. Performance optimization is supported by WP Rocket for lazy loading images and scripts. Analytics integration includes Google Tag Manager, Microsoft Clarity, and Bing tracking pixels, indicating a mature approach to user behavior analysis. The site is mobile-optimized with good accessibility and navigation clarity. However, the lack of visible security headers and incomplete WHOIS data represent technical risks that should be addressed to improve security and trustworthiness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 70/100Medium28 findingsView report
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