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Security report for pgb.nl

Per Saldo · Non-profit · Netherlands

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Per Saldo is a well-established Dutch non-profit association dedicated to supporting individuals with a persoonsgebonden budget (pgb). Founded in 1995, it offers a range of services including personal advice, legal support, educational courses, and advocacy. The website reflects a mature organization with a clear mission to assist and represent pgb users and related stakeholders. The association maintains a strong market position in the Netherlands with a medium-sized membership base and a consistent brand presence. Technically, the website is built on WordPress with modern plugins such as WooCommerce and Gravity Forms, integrated with Google Tag Manager and Cookiebot for analytics and consent management. The site demonstrates good performance, mobile optimization, and accessibility, supported by SEO best practices via Yoast SEO. The technical infrastructure is solid, though hosting details are not explicitly identified. From a security perspective, the site enforces HTTPS and employs consent mechanisms for cookies, indicating compliance with GDPR. While explicit security headers are not fully detailed, no vulnerabilities or exposed sensitive data were detected. The absence of a public security or incident response policy suggests room for improvement in transparency and preparedness. Overall, the website is professional, trustworthy, and compliant with privacy regulations, serving its target audience effectively. The risk profile is low, with no signs of malicious activity or content safety concerns. Strategic recommendations include enhancing security header implementation, publishing a vulnerability disclosure policy, and maintaining up-to-date software to sustain security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
48/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching pgb.nl

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
80
Email security
75
DNS health
70
Network security
100
GDPR outside view
48
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention pgb.nl, from OffSeq Breach.

Total records
133
Employees
0
Customers
133
Third parties
0
Weak passwords
52%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for pgb.nl.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Per Saldo operates as a non-profit membership association focused on the Dutch healthcare sector, specifically supporting users of the persoonsgebonden budget. Its business model revolves around providing education, legal assistance, advocacy, and information dissemination. The organization leverages digital channels effectively, including a content-rich website and active social media profiles, to engage its audience. The 30-year history and consistent branding reinforce its credibility. Revenue streams likely include membership fees and possibly grants or donations. The association's partnerships and external links suggest a focused ecosystem without broad commercial affiliations. Growth indicators include ongoing content updates, educational offerings, and active lobbying efforts. The website's integration with e-commerce components (WooCommerce) hints at possible sales of publications or services. The strategic focus on digital accessibility and GDPR compliance aligns with sector expectations and regulatory requirements.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and cookie consent mechanisms in place, reflecting GDPR compliance. No critical vulnerabilities or exposed sensitive data were found in the HTML content. The use of reputable third-party services like Cookiebot and MonsterInsights indicates a controlled approach to user data and tracking. However, explicit security headers such as X-Frame-Options and X-Content-Type-Options were not confirmed, representing an area for enhancement. The absence of a public security policy or incident response plan limits transparency and preparedness visibility. Overall, the security maturity is good but could benefit from formalized policies and enhanced header configurations to mitigate risks further.

Recommendations

  1. Implement and explicitly configure security headers including X-Frame-Options and X-Content-Type-Options to strengthen browser security.
  2. Publish a public vulnerability disclosure and incident response policy to improve transparency and readiness.
  3. Regularly audit and update all third-party plugins and scripts to minimize vulnerabilities.
  4. Enhance user trust by providing clear information about data retention and protection practices.
  5. Consider hosting provider transparency and performance optimization to improve site speed and reliability.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Per Saldo
Description
Wij zijn de vereniging van mensen met een pgb. Wij helpen je met het beheren van je pgb en komen op voor je belangen.
Key services
Personal advice, Legal support, Educational courses, Advocacy and lobbying, Information and resources about pgb
Content quality
good
Branding
consistent

Technology

Stack
WordPress, WooCommerce, Gravity Forms, Google Tag Manager, Google Analytics (MonsterInsights plugin), Cookiebot (consent management)
Frameworks
Yoast SEO
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of consent management for cookies
  • No exposed sensitive data in HTML
  • Secure forms with consent checkboxes

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
MonsterInsights, Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a well-established Dutch non-profit association focused on persoonsgebonden budget (pgb)
  2. Content is comprehensive and well-structured with clear navigation
  3. Good use of modern web technologies and consent management
  4. No security or privacy red flags detected
  5. Active social media presence and engagement
  6. No suspicious or malicious external links
Technical notes

Notes

The website is built on a modern WordPress CMS platform, utilizing popular plugins such as WooCommerce for e-commerce functionality and Gravity Forms for data collection. SEO is managed via Yoast SEO, and user tracking is implemented through Google Analytics and Google Tag Manager, with Cookiebot managing consent. The site is mobile-optimized and accessible, with a moderate performance profile. The technical stack is current and well-integrated, though hosting details are not explicit. The use of asynchronous and deferred script loading indicates attention to performance. Opportunities exist to improve security headers and to document hosting and infrastructure details for better transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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