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Security report for kominsur.ee

Kominsur Kindlustusmaakler OÜ · Transportation · Estonia

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Kominsur Kindlustusmaakler OÜ is an established independent insurance brokerage firm based in Estonia, operating since 2003. The company offers a broad range of insurance services including marine, transport, liability, cargo, personnel, and trade credit insurance, targeting corporate and private clients across Europe. Their market position is supported by a significant number of concluded contracts and a wide customer base spanning 26 countries. The website reflects a professional and consistent brand image with good content quality and clear navigation.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching kominsur.ee

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
75
DNS health
65
Network security
100
GDPR outside view
10
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company leverages a brokerage business model focusing on European markets, with specialization in marine and transport insurance sectors. Their competitive advantage lies in their long-standing market presence, comprehensive service portfolio, and insurance brokerage liability coverage. The website indicates active marketing efforts via Facebook Pixel tracking, though lacks explicit privacy and cookie compliance mechanisms. The firm appears to maintain partnerships with insurance companies and P&I clubs, enhancing their service offerings and expertise.

Security posture

The website employs HTTPS and uses standard tracking technologies such as Facebook Pixel. However, it lacks visible security headers and formal security policies, including incident response and vulnerability disclosure. No exposed sensitive data or vulnerable libraries were detected, but the use of an outdated jQuery version may pose some risk. The absence of privacy and cookie policies reduces compliance maturity. Overall, the security posture is moderate with room for improvement in policy transparency and technical safeguards.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with explicit user consent mechanisms to improve GDPR compliance.
  2. Add security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  3. Update JavaScript libraries to current versions to mitigate known vulnerabilities.
  4. Publish a security policy and incident response contact information to improve transparency and trust.
  5. Consider adding a vulnerability disclosure policy and security.txt file to facilitate responsible reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Kominsur Kindlustusmaakler OÜ
Description
Kominsur Kindlustusmaakler OÜ is an independent insurance broker company operating in Europe since 2003, offering services for corporate and private clients in marine insurance, liability insurance, property, cargo, transport, personnel insurance, trade credit and financial risks insurance.
Key services
Marine Insurance, Transport Insurance, Business Property Insurance, Liability Insurance, Insurance for Personnel, Cargo Insurance, Trade Credit Insurance, Yacht Insurance, Loss Adjustment, Experts for insurance companies and P&I clubs
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.10.2, Facebook Pixel, Google Fonts (Montserrat), Tilda platform scripts and CSS
Frameworks
Tilda Blocks
Platforms
Tilda CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • No exposed sensitive data in HTML
  • Use of Facebook Pixel with consent script

Analytics and tracking

Services
Facebook Pixel
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich for an insurance broker.
  2. No explicit privacy or cookie policies found, which is a compliance gap.
  3. Use of Facebook Pixel indicates marketing and tracking but lacks visible consent mechanism.
  4. No visible security.txt or vulnerability disclosure policy.
  5. WHOIS data supports business legitimacy and geographic consistency.
  6. No suspicious or malicious content detected.
  7. Contact information is primarily via contact forms; no explicit emails or phone numbers found in the HTML snippet.
  8. Site uses Tilda CMS and associated scripts and styles.
  9. Mobile and desktop navigation menus are well implemented.
  10. No security headers detected in provided data; recommend adding.
Technical notes

Notes

The website is built on the Tilda CMS platform, utilizing jQuery 1.10.2 and Facebook Pixel for analytics and marketing. The site is mobile-optimized with responsive navigation menus and uses Google Fonts for typography. Hosting appears to be managed by Zone Media OÜ, consistent with the domain registrar. Performance is moderate with no major errors detected. Accessibility features are basic, and SEO is supported by proper meta tags and Open Graph data. Technical debt is minimal but updating legacy libraries and adding security headers would enhance robustness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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