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Security report for izettle.com

Zettle · Retail · Finland

Medium risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

Zettle is a well-established provider of modern point-of-sale (POS) systems and payment solutions, operating primarily in the retail and hospitality sectors. As a subsidiary of PayPal, it leverages strong brand recognition and financial backing to offer integrated hardware and software solutions that simplify payment processing and business management for small to medium-sized enterprises. The website reflects a mature digital presence with comprehensive content tailored to its target audience, including detailed product offerings and pricing information across multiple countries. Technically, the site employs a modern React and Next.js framework with Storyblok CMS, ensuring fast performance, mobile responsiveness, and good SEO practices. Security measures include HTTPS enforcement and several security headers, although there is room for improvement in CSP implementation and incident response transparency. Privacy compliance is robust, featuring clear privacy and cookie policies with user consent mechanisms. Overall, the website demonstrates a high level of professionalism, trustworthiness, and technical maturity, supporting Zettle's market position as a reliable payment solutions provider.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

Need hands-on remediation? Email guard@offseq.com

Keep watching izettle.com

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
85
Email security
85
DNS health
85
Network security
100
GDPR outside view
58
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Zettle's market positioning is strong, supported by its affiliation with PayPal and a broad portfolio of payment and POS products. The business model focuses on hardware sales, payment processing fees, and subscription services for additional features like inventory management and integrations. The target customer segments include existing businesses and startups in retail and food & beverage industries. The company maintains a comprehensive partnership ecosystem, including developer platforms and integration partners, enhancing its competitive advantage. Growth indicators include multi-country support and localized pricing. Strategic observations highlight the importance of maintaining security and privacy compliance to uphold customer trust in the fintech space.

Security posture

The website exhibits a mature security posture with HTTPS enforced and multiple security headers present, reducing risks of clickjacking and MIME sniffing. The presence of a cookie consent mechanism aligns with GDPR requirements. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security.txt file and explicit incident response contacts indicates room for improvement in vulnerability disclosure and incident management readiness. The site uses third-party analytics and marketing tools responsibly with user consent. Overall, the security maturity is good but could be enhanced by adopting additional best practices and transparency measures.

Recommendations

  1. Implement a Content Security Policy (CSP) header to further mitigate XSS and data injection risks.
  2. Enable modern XSS protection headers or adopt CSP-based XSS mitigation instead of disabling X-XSS-Protection.
  3. Publish a security.txt file to facilitate responsible vulnerability disclosure and improve incident response communication.
  4. Provide explicit security incident contact channels such as security@ or abuse@ email addresses.
  5. Regularly review and audit third-party scripts and dependencies to prevent introduction of vulnerabilities.

Contact details published on the site

Legal name
PayPal (Europe) S.à r.l. et Cie, S.C.A.
Registration number
R.C.S. Luxembourg B 118 349
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Zettle
Description
Zettle tarjoaa moderneja kassaratkaisuja, jotka on suunniteltu helpottamaan arkeasi.
Key services
POS systems, Card readers, Payment terminals, Payment processing, Inventory management, Integrations with accounting and e-commerce
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Storyblok CMS, Google Tag Manager, Hotjar, OneTrust Cookie Consent, Vimeo Player
Frameworks
Next.js
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Content Security Policy headers implied by X-Frame-Options and others
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Taboola
Tracking pixels
Hotjar
Marketing tools
Hotjar, Taboola
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Comprehensive privacy and cookie policies with consent mechanisms
  3. Strong branding and association with PayPal
  4. Modern technology stack and good performance
  5. Security headers present but could be enhanced
  6. No exposed sensitive data or obvious vulnerabilities
  7. Clear navigation and professional content
  8. Multiple language and country versions supported
  9. Use of third-party analytics and marketing tools with consent
Technical notes

Notes

The website is built on a modern React and Next.js stack, leveraging Storyblok as a headless CMS for content management. It uses Amazon CloudFront CDN and nginx web server for hosting, contributing to fast load times and global availability. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA roles. SEO is well addressed with meta tags, canonical URLs, and hreflang tags for internationalization. The use of OneTrust for cookie consent and integration of analytics tools like Google Analytics and Hotjar indicate a mature approach to user tracking and privacy compliance. Technical risks are minimal, with no broken elements or errors detected in the content. Opportunities exist to enhance security headers and incident response transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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