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Security report for gar-bo.se

GarBo Försäkring AB · Real Estate · Sweden

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

57/100

Risk levelMedium

0–100, higher is better. How it is calculated

GarBo Försäkring AB is a leading Swedish insurance company specializing in construction-related insurance products and inspection services. The company offers a broad portfolio of insurance solutions such as payment guarantees, defect insurance, completion insurance, and specialized homeowner insurance. Their target audience includes contractors, housing cooperatives, and private homeowners in Sweden. GarBo positions itself as a trusted partner in creating safer building processes and more secure homes, supported by educational initiatives like podcasts and training programs. The website reflects a professional and consistent brand image with comprehensive service offerings and clear contact channels. Technically, the website is built on a modern stack including ASP.NET Core, Umbraco CMS, Bootstrap, and integrates with Microsoft Azure cloud services. It employs Google Tag Manager and Google Analytics for tracking, alongside CookieTractor for cookie consent management. The site is mobile-optimized, accessible, and SEO-friendly, with structured data enhancing search engine understanding. Hosting and security infrastructure appear robust, with HTTPS enforced and appropriate security headers in place. From a security perspective, GarBo demonstrates good practices including secure session management, anti-forgery tokens, and a comprehensive cookie consent mechanism aligned with GDPR. No critical vulnerabilities or exposed sensitive data were detected. However, the site lacks a dedicated security policy or incident response page, which could enhance transparency and preparedness. Overall, the security posture is strong, supporting the company's credibility and trustworthiness. The overall risk assessment is low, with the website presenting a professional, secure, and compliant digital presence. Strategic recommendations include publishing explicit security and incident response policies, maintaining vigilance on third-party scripts, and considering a vulnerability disclosure program to further strengthen security culture and stakeholder trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching gar-bo.se

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
50
Email security
55
DNS health
80
Network security
100
GDPR outside view
58
Average
57

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

GarBo Försäkring AB operates as a specialized insurance provider in the Swedish construction sector, offering tailored insurance and inspection services that address key risks in building projects. Their market positioning as a leader is supported by a comprehensive product range and educational outreach, including podcasts and courses. The business model focuses on B2B and B2C segments within construction and real estate, generating revenue through insurance premiums and service fees. The company maintains a strong partnership ecosystem with inspection professionals and leverages digital marketing and analytics tools to optimize customer engagement. Growth indicators include recent leadership changes and active event participation. The website content and structure reflect a mature organization with clear strategic focus and operational transparency.

Security posture

The website exhibits a mature security posture with enforced HTTPS, robust session and anti-forgery cookie management, and a comprehensive cookie consent mechanism compliant with GDPR. Security headers such as Content-Security-Policy and Strict-Transport-Security are present, enhancing protection against common web threats. No exposed credentials or sensitive data were found in the HTML content. The use of Microsoft Azure and Cloudflare cookies suggests reliance on reputable cloud and CDN providers, adding layers of security and performance. However, the absence of a public security policy or incident response contact limits transparency and may hinder rapid response in case of incidents. No known vulnerabilities or outdated libraries were detected. Overall, the site aligns well with industry best practices but could improve by formalizing security communication and disclosure.

Recommendations

  1. Publish a dedicated security policy page outlining security measures and commitments.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance user trust by communicating security certifications or compliance achievements if applicable.

Contact details published on the site

Addresses
Legal name
GarBo Försäkring AB
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
GarBo Försäkring AB
Description
GarBo är Sveriges ledande försäkringsbolag inom byggbranschen. Vi erbjuder en rad försäkrings- och garantilösningar som skapar säkrare byggprocesser och tryggare bostäder.
Key services
Betalningsgarantiförsäkring, Dolda fel-försäkring, Fullgörandeförsäkring, Färdigställandeförsäkring, Förskottsbetalningsgarantiförsäkring, GarBo Villaförsäkring, Nybyggnadsförsäkring, Besiktningar och tjänster (inspections and services), Kontrollansvarig booking, Educational services (Husbyggarskolan, podcasts)
Content quality
excellent
Branding
consistent

Technology

Stack
Bootstrap, Google Tag Manager, Google Analytics, CookieTractor, Umbraco CMS, Microsoft Dynamics 365, Cloudflare (implied by cookies)
Frameworks
ASP.NET Core
Platforms
Windows Azure
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Anti-forgery tokens (.AspNetCore.Antiforgery.* cookies)
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • Use of security cookies for session management

Analytics and tracking

Services
Google Analytics, GarBo internal analytics (FPGSID cookie)
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads, Facebook Pixel, Google DoubleClick
Tracking pixels
Facebook Pixel, Google Ads Conversion Linker
Marketing tools
Microsoft Dynamics 365 Marketing, CookieTractor
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong compliance with GDPR and cookie consent requirements.
  3. Comprehensive insurance and inspection services targeting Swedish construction sector.
  4. Use of modern technologies and frameworks.
  5. Clear contact information and social media presence.
  6. No signs of blocking or WAF interference.
  7. No visible security vulnerabilities or exposed sensitive data.
  8. No explicit security policy or incident response page found.
Technical notes

Notes

The website is built on a modern and scalable technology stack including ASP.NET Core and Umbraco CMS, hosted on Microsoft Azure cloud infrastructure. It uses Bootstrap for responsive design and integrates Google Tag Manager and Analytics for data collection. CookieTractor manages cookie consent, ensuring GDPR compliance. The site demonstrates good performance and accessibility standards, with lazy loading images and mobile optimization. Security is reinforced through HTTPS, anti-forgery tokens, and security headers. The technical implementation supports a professional user experience and operational reliability. Opportunities exist to further modernize by adopting automated security scanning and enhancing incident response capabilities.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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