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Security report for finansum.lv

Finansum.lv · Transportation · Latvia

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Finansum.lv is a Latvian company specializing in long-term vehicle rental, leasing, and sales services tailored to both private individuals and business clients. The company positions itself as a reliable partner in the Baltic region, offering flexible financing and a wide range of vehicle types including cars, motorcycles, commercial vehicles, and water transport. Their business model focuses on personalized leasing solutions and rent-to-own options, supported by a professional team with extensive industry knowledge. Technically, the website is built using modern web technologies such as Next.js and Chakra UI, hosted on Vercel, ensuring fast performance and good mobile optimization. The site includes standard SEO and accessibility features, though accessibility could be further enhanced. Privacy compliance is addressed with a cookie consent banner and a privacy policy page, indicating GDPR awareness. From a security perspective, the site uses HTTPS and secure form inputs but lacks explicit security headers and dedicated security or incident response pages. No vulnerabilities or exposed sensitive data were detected in the content analysis. The absence of WHOIS data limits domain trust verification, but the website content and business information appear consistent and professional. Overall, Finansum.lv presents a credible and professional online presence with room for improvement in security policies and transparency. The site effectively supports its business goals with clear contact information, customer testimonials, and partner affiliations.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching finansum.lv

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
70
DNS health
80
Network security
100
GDPR outside view
10
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Finansum.lv operates in the transportation sector, focusing on vehicle leasing and rental services in Latvia and the Baltic region. Their competitive advantage lies in offering flexible, personalized leasing solutions including rent-to-own options, catering to both private and business customers. The company leverages partnerships with major vehicle brands and local service providers to enhance its offerings. Revenue streams likely include leasing fees, vehicle sales, and associated financing services. The target market includes individuals seeking long-term vehicle use without traditional bank financing and businesses requiring fleet solutions. Growth indicators include a professional website with multi-language support, active social media presence, and customer testimonials. The partnership ecosystem is robust, featuring well-known automotive and service brands, which strengthens market credibility.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and secure form handling. However, it lacks several security best practices such as comprehensive security headers (CSP, X-Frame-Options, etc.) and publicly available security policies or incident response procedures. No direct vulnerabilities or sensitive data exposures were found in the content. GDPR compliance is partially addressed through cookie consent and privacy policy, but explicit data retention and incident response details are missing. The absence of a security.txt file or dedicated vulnerability disclosure channel limits transparency. Overall, the security posture is adequate for a small business website but could be improved to enhance trust and compliance.

Recommendations

  1. Implement standard security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish a dedicated security policy and incident response page outlining procedures and contact points for security issues.
  3. Conduct regular audits of third-party scripts and dependencies to identify and remediate vulnerabilities.
  4. Enhance website accessibility features to meet recognized standards and improve user experience for all visitors.
  5. Create and publish a security.txt file to facilitate responsible vulnerability disclosure and improve transparency.

Contact details published on the site

Addresses
Legal name
Sia "Finansum"
VAT number
LV50103723851
Registration number
50103723851
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Finansum.lv
Description
A company that provides ultimate vehicle long-term rental experience tailored to private and business client needs. They serve both private individuals and businesses helping them find and acquire desired vehicles.
Key services
Long-term vehicle rental, Car leasing, Rent to own cars, Vehicle purchase solutions, Business and personal vehicle rental
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, Chakra UI, Font Awesome, Normalize.css, Google Fonts
Frameworks
Next.js, Chakra UI
Platforms
Vercel
Performance
fast
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Secure form inputs
  • Cookie consent mechanism

Analytics and tracking

Services
Vercel Insights, Google Analytics (via GTM), Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and multiple language options (LV, EN, RU).
  2. Strong focus on vehicle leasing, rental, and sales with clear business contact info.
  3. Use of modern web technologies and hosting on Vercel.
  4. Presence of cookie consent banner indicating GDPR awareness.
  5. No explicit security policy or incident response information found.
  6. WHOIS data unavailable, limiting domain trust verification.
  7. Social media presence on Facebook and Instagram with direct links.
  8. Contact form collects name, email, phone, and message with required fields.
Technical notes

Notes

The website is built on a modern React-based framework (Next.js) with Chakra UI for styling, ensuring responsive design and good performance. Hosting on Vercel provides scalability and fast content delivery. The use of Google Fonts and Font Awesome enhances visual appeal. SEO is supported by proper meta tags, canonical links, and multilingual support. The site includes interactive elements such as a rental calculator and contact forms with validation. However, accessibility could be improved with better ARIA attributes and keyboard navigation support. No CMS was detected, indicating a custom or static site generation approach. Overall, the technical infrastructure is solid with opportunities for further optimization and security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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