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Security report for financialleasezzp.nl

Autofinancier Nederland · Transportation · Netherlands

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

FinancialLeaseZZP.nl is a well-established Dutch company specializing in financial leasing solutions tailored for entrepreneurs and self-employed individuals (ZZP). Operating since 2011 and part of the 1FS group, the company offers a broad inventory of vehicles including passenger cars, commercial vehicles, and import options. Their business model focuses on providing flexible, transparent, and affordable leasing without requiring annual financial statements, appealing to startups and established businesses alike. The website reflects a professional and trustworthy brand with strong customer reviews and certifications.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching financialleasezzp.nl

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
95
Email security
65
DNS health
70
Network security
20
GDPR outside view
68
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong market position in the Netherlands as a specialist in ZZP financial leasing, leveraging a large vehicle inventory and partnerships with over 500 dealers. Their digital presence includes comprehensive vehicle search tools, lease calculators, and educational blog content, targeting entrepreneurs seeking hassle-free leasing solutions. The parent company 1FS enhances credibility and provides a broader financial services ecosystem. The business model is focused on recurring revenue through lease contracts and value-added advisory services.

Security posture

The website employs HTTPS with DNSSEC enabled, uses CSRF tokens for form security, and integrates standard tracking and marketing scripts with user consent mechanisms. However, it lacks explicit security policies and incident response contact information. Security headers are not explicitly detected, suggesting room for improvement. No vulnerabilities or exposed sensitive data were found in the analysis. Overall, the security posture is solid but could be enhanced with additional headers and transparency on security practices.

Recommendations

  1. Implement and publish a formal security policy and incident response contact details to improve transparency and readiness.
  2. Add security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  3. Regularly audit third-party scripts and dependencies to mitigate risks from external libraries.
  4. Enhance accessibility features to improve compliance and user experience for all visitors.
  5. Maintain and update privacy and cookie policies to ensure ongoing GDPR compliance and user trust.

Contact details published on the site

Addresses
Legal name
Autofinancier Nederland
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Autofinancier Nederland
Description
FinancialLeaseZZP.nl is a specialist in financial lease solutions for entrepreneurs and self-employed persons (ZZP) in the Netherlands, offering flexible, transparent, and affordable leasing options without requiring annual financial statements. They provide a wide range of vehicles including passenger cars, commercial vehicles, and import cars, with over 21,000 vehicles available. The company is part of 1FS, a total supplier for financing and insurance for entrepreneurs and individuals.
Key services
Financial lease without annual financial statements, Vehicle leasing (passenger cars, commercial vehicles, import cars), Lease calculators and online vehicle search, Consultation and lease application assistance
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Typekit Fonts, Livewire (Laravel), Google Tag Manager, Facebook Pixel, Communiqate Widget
Frameworks
Laravel Livewire
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • CSRF token present in meta tags
  • DNSSEC enabled on domain

Analytics and tracking

Services
Google Tag Manager, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel, Communiqate Widget
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong focus on financial leasing for entrepreneurs and ZZP in the Netherlands.
  3. Comprehensive vehicle inventory with advanced search and filtering.
  4. Multiple social media channels and customer reviews enhance trust.
  5. Use of modern web technologies and tracking tools with consent mechanisms.
  6. No signs of malicious or suspicious content.
  7. Good privacy and cookie policies with consent management.
  8. No explicit security policy or incident response information found.
Technical notes

Notes

The website is built using modern web technologies including Laravel Livewire, Typekit fonts, and integrates Google Tag Manager and Facebook Pixel for analytics and marketing. The site is mobile-optimized with responsive design and good SEO practices including meta tags and structured data (JSON-LD). Performance is moderate, with opportunities to optimize loading times further. Hosting provider details are not explicit, but the domain uses DNSSEC and is registered with a reputable registrar. The technical infrastructure supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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