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Is accessinsurance.co.uk a Scam? Security Check Results - Access Underwriting Limited

accessinsurance.co.uk Security Report Summary

accessinsurance.co.uk received a security score of 57 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Access Underwriting Limited's website security posture. Access Underwriting Limited operates in the Non-profit industry in United Kingdom.

Access Underwriting Limited operates the website Access Insurance, a specialist insurance broker focused on the third sector including charities, churches, community organizations, and related groups. The company is part of the Benefact Group and is FCA authorized, providing tailored insurance policies with a strong emphasis on sector expertise and client trust. The website offers a comprehensive range of insurance services and resources, supported by customer testimonials and awards, positioning the company as a reputable player in its niche market. Technically, the website is built on WordPress with modern SEO and analytics tools, delivering a good user experience with mobile optimization and accessibility considerations. Security posture is solid with HTTPS and cookie consent mechanisms, though some security headers are missing and no explicit security policy or incident response contacts are published. The WHOIS data for the exact domain queried is unavailable due to a domain registration error, which raises concerns about domain registration consistency but does not detract from the professional presentation and trust signals on the site. Overall, the site demonstrates a mature digital presence with room for security enhancements and clearer domain registration alignment.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO Premium, jQuery, Slick Carousel, Google Tag Manager, Bing Ads, Iubenda Cookie Solution, Feefo Reviews, Pagesense.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is accessinsurance.co.uk Safe? Security Analysis for Access Underwriting Limited

https://www.accessinsurance.co.uk/

Check if accessinsurance.co.uk is a scam or legitimate. Free security scan and reviews.

Non-profitUnited Kingdommedium
WordPressYoast SEO PremiumjQuerySlick CarouselGoogle Tag Manager+4 more
Analyzed Completed
57
Security Score
MEDIUM RISK

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Access Underwriting Limited operates the website Access Insurance, a specialist insurance broker focused on the third sector including charities, churches, community organizations, and related groups. The company is part of the Benefact Group and is FCA authorized, providing tailored insurance policies with a strong emphasis on sector expertise and client trust. The website offers a comprehensive range of insurance services and resources, supported by customer testimonials and awards, positioning the company as a reputable player in its niche market. Technically, the website is built on WordPress with modern SEO and analytics tools, delivering a good user experience with mobile optimization and accessibility considerations. Security posture is solid with HTTPS and cookie consent mechanisms, though some security headers are missing and no explicit security policy or incident response contacts are published. The WHOIS data for the exact domain queried is unavailable due to a domain registration error, which raises concerns about domain registration consistency but does not detract from the professional presentation and trust signals on the site. Overall, the site demonstrates a mature digital presence with room for security enhancements and clearer domain registration alignment.

Detected Technologies

WordPressYoast SEO PremiumjQuerySlick CarouselGoogle Tag ManagerBing AdsIubenda Cookie SolutionFeefo ReviewsPagesense

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
Continuous monitoring

Keep accessinsurance.co.uk under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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OffSeq Observations

No critical findings yet

82/100

DNS Health

4 findings

70/100

Email Security

4 findings

80/100

Network Security

1 finding

20/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company targets the non-profit sector, offering insurance brokerage services tailored to charities, churches, and community groups. Its affiliation with the Benefact Group and FCA regulation provides competitive advantages and trustworthiness. The business model relies on fully advised insurance broking with a focus on sector-specific needs. Revenue streams likely include brokerage commissions and service fees. The company maintains a strong partnership ecosystem including newsletters and charity networks. Growth indicators include awards and extensive client base. Strategic observations highlight the importance of maintaining compliance and enhancing digital security to sustain market position.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Access Underwriting Limited

Registration Number:

3880990

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and cookie consent mechanisms compliant with GDPR, indicating a good baseline for privacy and security. However, the absence of key security headers such as Content-Security-Policy and lack of a published security policy or incident response contacts suggest gaps in security maturity. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of multiple third-party scripts necessitates ongoing monitoring for supply chain risks. Incident response readiness appears limited due to lack of visible contact channels for security issues. Overall, the security posture is moderate with opportunities for improvement in transparency and technical controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Access Underwriting Limited

Description:

Arranging insurance for charity, church, community and not-for-profit organisations. Get independent advice and tailored insurance quotes.

Key Services:
Charity InsuranceChurch InsuranceCommunity InsuranceMinibus InsuranceProperty InsuranceVolunteer InsuranceTrustee IndemnityProfessional IndemnityCyber Liability Insurance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEO PremiumjQuerySlick CarouselGoogle Tag ManagerBing AdsIubenda Cookie SolutionFeefo ReviewsPagesense
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner with customization
  • No exposed sensitive data in HTML
  • Use of security and privacy scripts

Analytics & Tracking

Services:
Google Tag ManagerPagesense
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Bing Ads
Tracking Pixels:
Bing AdsPagesense
Marketing Tools:
Iubenda Cookie ConsentFeefo Reviews
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and professional design.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000; includeSubDomains, max-age=31536000"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

DMARC Partial Enforcement

LOW

DMARC only applies to 50% of messages

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +a +mx include:spf.protection.outlook.com include:_spf.emailcampaigns.net -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:default(1464-bit rsa)
Selector:k2(1416-bit rsa)
Selector:selector1(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine(50% enforcement)
Aggregate Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Short HSTS Max-Age

LOW

HSTS max-age is less than 1 year

Mixed Content Detected

MEDIUM

5 resources loaded over insecure HTTP

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
26 years(mature)
Expiry Risk
none(466 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:109.109.132.109
Name Servers:
ns3.accessunderwriting.co.ukDNS only
ns4.accessunderwriting.co.ukDNS only
MX Records:
10: accessinsurance-co-uk.mail.protection.outlook.com
SOA:Serial: 1781598925, TTL: 10800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:28ms

SPF Analysis

SPF Record:
v=spf1 +a +mx include:spf.protection.outlook.com include:_spf.emailcampaigns.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does accessinsurance.co.uk compare?

See how accessinsurance.co.uk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress with a modern tech stack including Yoast SEO Premium, jQuery, Slick Carousel, and multiple analytics and marketing tools such as Google Tag Manager, Bing Ads, Feefo Reviews, and Iubenda Cookie Consent. The site demonstrates good mobile optimization, accessibility, and SEO practices. Performance is moderate, with potential improvements in caching and script optimization. The technical infrastructure supports a professional and user-friendly experience but would benefit from enhanced security configurations and clearer hosting provider information. Technical debt appears low, but ongoing maintenance of third-party integrations is recommended to avoid risks.
Professional Report

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Optional add-ons

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Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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